List the people you admire and look to for advice…
#SelfHelp
From the college days, if there’s one thing that I learnt well, it’s to trust my instincts.
At this stage of life, I don’t really feel like getting advice. If I already know it then fine, if not I will learn a little bit about it and allow my instincts to guide me.
The only person I admire and look to for advice is myself.
Budgeting based on your spending categories is a good option. Making this a habit will make wonders and I recommend using Wallet to manage your finances. https://budgetbakers.com
There are several good apps that help you to track your spendings and create budgets.
If you’re a long term iphone user and you know that you will never switch to android then I recommend moneycoach app.
If you want a good cross platform app then I recommend wallet, which I have mentioned in the TLDR section as well.
I started using these apps and tried to understand my spending categories and started creating budget for that.
Unlike axio, which automatically notes down your spending based on the transaction message, the apps I have mentioned so far require manual input and that’s really good.
You get a sense of control and at the end of the day when you revisit the apps for spendings, chances are you’ll remember what that amount is about.
For the past 5 years I have been using such apps and it’s now a habit for me to always make an entry in the app immediately I do a spending.
At the end of the month I can easily check on what category I have spent a lot on and can plan ahead for the upcoming month.
You get some great, amazingly fantastic news. What’s the first thing you do?
#Friends4Life
The obvious thing that I’d do is share it with my friends, relevant ones.
I have several close friends to whom I share common interests separately.
There’s a set to whom I discuss about rides, and another set to whom I discuss about gaming and then there’s another set to whom I discuss about food and there’s one another to whom I discuss about life in general.
So I’d obviously share it with the relevant friends and double the happiness.